arrow
your partner

Ride into Your
Dreams with Unistar

your partner

At Unistar, we believe that the road to adventure should be accessible to everyone

Our Motorcycle Loans product is designed to get you on the open road with ease. Whether you're a seasoned rider or a newbie, our flexible financing options make motorcycle ownership achievable and exciting.

your partner

Motorcycle Loans
Product Features

Competitive Interest Rates

We  offer competitive interest rates to make the financing option attractive and affordable for customers.

Transparent Fees and Charges

 Ensured transparency by clearly communicating  all fees and charges associated with the loan to build trust  with customers.

Flexible Loan Terms

We provide flexibility in loan terms, offering options for both short-term and long-term financing to accommodate diverse financial situations.

Customer Support

Having a  robust customer support services to address inquiries and concerns. A responsive customer support team contributes to a positive borrower experience

Fast Approval Process

A streamlined and efficient loan approval process, including online applications, to provide quick decisions for applicants.

must have

Basic Requirements for Motorcycle Loans

Our mobile app simplifies the application process. Say goodbye to paperwork and hello to convenience.

Legal Age

Applicant must be between 18 and 65 years old

Valid ID

Provide a valid Government Issued ID

Proof of Income

Submit evidence of a steady income to ensure loan repayment capability.

partners

Our Merchant Partners

We're proud to partner with Transcycle, a trusted name in the motorcycle industry.
Their wide range of quality motorcycles align perfectly with our mission to provide the best forour customers.

only 5 steps

Application Journey

1
2
3
4
5
Apply

Start your journey by applying through our Retail Partner Stores

Document Submission

Submit the required documents through Retail Partner Stores

Evaluation

Our team will evaluate your application and reach out if additional information is needed.

Approval

Once approved, you'll receive a notification with your financing terms.

Get Your Motorcycle

With the financing in place, it's time to get on the road with your new motorcycle.

Accepted Payment Channels

We offer various convenient payment channels to ensure a seamless experience:

Online Banking Transfers

BDO, UnionBank, BPI

Over-the-Counter Bank Deposits

BDO, Unionbank, BPI

Over-the-Counter Payments

M Lhullier, Palawan Express, Transcycle, 7Eleven, Bayad Centers

Mobile Wallet Payments

GCash

Paynamics

payment options

FAQ

Frequently Asked Questions

What types of motorcycle loans do you offer?

We offer various types of motorcycle loans, including new and used motorcycle financing, loan refinancing, and more.

How do I apply for a loan?

You can easily apply for a loan by visiting one of our retail branch partners for in-person assistance or through our CS hotline.

What are the eligibility criteria for a loan?

Eligibility criteria vary, but they generally include age, income, and creditworthiness. For specific details, please visit our website or contact us.

What are the requirements for borrowing?

To apply for a loan, you'll need specific documents and IDs, which will be guided during the application process.

What are the loan payment terms?

Our repayment terms are designed with flexibility to meet your preferences. We offer a range of term lengths, with the most common falling between 12 to 36 months. However, our team will work with you to tailor the term that best suits your specific needs.

What IDs are accepted?

We accept any of these valid government issued IDs: PhilSys ID
■ PhilSys ID
■ ePhilID*
■ Driver’s License
■ Passport
■ UMID
■ PhilHealth ID
■ PRC ID
■ SSS

During registration, you will be guided on how to submit them electronically.

How long does the approval process take?

Approval times may vary, but we aim for a quick and efficient process to get you on the road as soon as possible.

Can I choose any motorcycle for financing?

You have the flexibility to choose from a wide range of motorcycles for financing. For specific brands and units we allow to be financed, please visit our website or contact us.

How do I increase my chances of being approved?

You can enhance your chances by maintaining a good credit history, submitting complete documents, and meeting our eligibility criteria.

My application was rejected. When can I apply again?

You may apply again after 3 months from the date that your loan application was rejected.

I have fully paid my loan. Can I apply for another loan immediately?

Yes, you can apply for another loan once your previous loan is fully paid.

Can I have multiple Unistar loans at the same time?

We do allow multiple loans with us, subject to your eligibility and creditworthiness.

Where can I pick up my motorcycle once my loan is already approved?

Your motorcycle can be picked up from our authorized dealership once your loan is approved, completed and signed the required loan documents.

Start Your Motorcycle Adventure with Unistar

With Unistar, owning the motorcycle you've always wanted is within reach. Embark on new journeys and experience the thrill of the open road. Apply now and let us be part of your ride.